The government has tasked Growth Analysis to manage and develop data about basic payment services. The task also includes suggesting demarcations for the specified payment services to be analysed, performing analyses and making these data and analyses available to county administrative boards.
Over 30,000 people in Sweden had more than 30 km to travel to their closest cash withdrawal point at the time when the complete update was done in September 2015. The corresponding figure for cash withdrawal after an update of bank paydesks in October is almost 37,000 people (mostly because of Handelsbanken’s decision to turn 95 of their banks into non-cash facilities). Almost 53,000 people have more than 30 km to travel to their closest payment transmission facility. Around 1,100 workplaces with cash-intensive activities have more than 30 km to travel to their nearest service facility for cash management. The number of service locations for these three kinds of service has fallen since 2013. The change in accessibility to the services does, however, vary between different parts of the country.
The substantial deterioration in access and accessibility to both cash withdrawal and payment transmission facilities that was noted during 2014 (as a result of Finansinspektionen’s decision to withdraw Exchange Finans’s permit to conduct payment services) improved greatly during 2015 even if the service did not always come back to the same places as before.
Access to basic payment services – final report